FIDOR Bank

by aainslie

Matthias Kröner from FIDOR Bank posted a response in the comments on What would a disruptive bank look like? which I thought deserved its own post.

Jack, it was absolutely thrilling to read your blog. Your blog and the – out of that – resulting discussion I really find unique. I am happy to participate in that particular discussion, because we build a real disruptive bank that corresponds with your criterias. The name of that Bank: FIDOR Bank.

How do I come to that bold opinion? Best proof would be to apply your criterias. So, lets see:

1. We are a real bank. We received banking license from the German banking regulators. That was in May 2009, so exactly in the eye of the crisis-storm and this as an entrepreneurial and independent team. No big banking group supporting (or blocking) us. We started business in Jan 2010 with a very rudimental offer.

2…

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